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pawns / loans
How a pawn works.
Pawnbrokers lend money on items from gold and diamond jewelry to tools, electronics, household items, coins, silver gold, etc. The loan amount is determined by the value of the collateral presented by the customer.
The collateral is secured on our premises during the period of the pawn. When you pawn an item, terms of the loan are printed on a pawn ticket that is given to you. The ticket states the customer’s name, address, type of identification provided to the pawnbroker, a description of the item, amount borrowed, maturity date, loan interest, fees and total amount that must be paid to redeem the item.
The pawn customer can redeem the collateral any time during the duration of the pawn upon payment of the loan principle storage fees and interest due. If after a set period of time, the borrower has not repaid the loan, then the collateral becomes the property of the pawnbroker and we sell the merchandise to recoup the loan and fees.
What do we charge??
Our Pawn rate is 20% per 30 days - as mandated by NC.
For instance - $100 in pawn value would be $120 to redeem within 30 days.
Jewelry Pawning
We pawn jewelry in any condition - as long as it is gold or silver. At this time we do not currently take pawns of loose stones, or costume jewelry.
electronics - lawn equipment
Lawn Equipment
Borrowing money on your items is no problem, but it does require the item to be working and in good condition.
Lawn Mowers
Weedeaters
Chainsaws
Blowers
+ More
Electronics
We pawn all electronics from TVs, Laptops, Cameras, Computers, and Radios. At this time we do NOT pawn Apple products with active Apple ID's hooked to them. Make sure your iPads, iWatches, and Macbooks are completely cleared out and account free when they come in. We also REQUIRE all passwords for items pawned - in case we have to resell the item.
Coins - Bullion
We do PAWN coins in Gold & Silver.
Call for today's spot price!